In principle, the regulation is intended to prevent regulatory insolvency; however, to ensure their Solvency II ratios are correct, actuaries tend to be over-conservative. That may not necessarily be the most optimal approach to managing capital and making asset allocation decisions.
Xceedance provides Solvency II consulting services to life insurers looking to employ more advanced modeling and analytics. Our services include:
A quick check of the current model
Pillar I calculations and SCR/MCR optimization
- Data quality
- Appropriate assumptions
- Process documentation
- Modeling of expenses
- Asset liability management
Outsourcing of the actuarial function
Solvency II capital motivated/optimized reinsurance protections
Compliance and ICS
Please CONTACT US today to learn more about the ways in which we can help you achieve your strategic objectives.