by Betsy Branagan The world’s climate is changing, and that change is impacting all areas of modern life. According to the World Economic Forum’s 2022 Global Risks Report, the climate crisis “remains the biggest long-term threat facing humanity.” In fact,...
By Betsy Branagan What’s in a word? In the extreme, it could be the difference between profitability and ruin. One day the marketing executive is celebrating a 52% loss ratio and the next day the actuary is bemoaning a 94% loss ratio. And to make...
The stay-at-home mandates, school and business closings, and increased remote work arrangements emanating from COVID-19 resulted in a significant decrease in motor vehicle accident frequency in 2020, with that trend continuing into 2021. Business interruption claim...
